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Q: Are rent-to-own stores okay to use?
Rachel Cruze: No! No! No!
Seriously, why would you rent a couch, a dishwasher or a television? By the time you do the math and figure out how much you’re paying when you rent to own, it’s usually a whole lot more than if you would have just bought the item with cash.
So what should you do?
If you want something, save up for it and buy it with cash! It’s that simple.
If someone asked you, “Would you like to buy my $500 television for $1,000, would you do it?” Of course not. But that’s exactly what you’re doing when you mess around with rent-to-own stores.
You don’t need anything so badly that you can’t save up for it and pay for it outright.