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The number one cause of bankruptcy in America today is medical bills, and credit card debt is a close second. That doesn’t mean medical bills only affect the uninsured. It also includes money from co-payments, deductibles and the fact that people didn’t have any savings. One accident or unexpected event can leave you with thousands of dollars in medical bills, and that’s even with a good health insurance policy.
I don’t want anyone walking around without health insurance. But I’m not talking about the Affordable Care Act and all the other mandated insurance plans. I’m talking about a solid health insurance plan along with having some money saved. Do this first, and then you can have all the philosophical discussions you want about whether or not you’re supposed to pay for someone else’s healthcare and upkeep.
At the end of the day, it’s absolutely vital that you have your own health insurance. I hope I haven’t been unclear on this topic!