Myth: You Need Student Loans
Dave Ramsey and his daughter Rachel Cruze discuss why you do not need to take out student loans in order to go to college
Dave Ramsey + Rachel Cruze
How To Save Money on Grocery Shopping
Q: I spend way too much money at the grocery store every month. Do you have some tips to help me save on my grocery shopping?
How Do I Pay Off Debt and Save At the Same Time?
How do I pay off debt and keep adding to my envelope system at the same time?
What If Both Boyfriend and Girlfriend Are Free Spirits With Money?
Being a free spirit just means you don’t major in details. You’re not the number cruncher, and you don’t wear a pocket protector. But being a free spirit doesn’t mean you can’t be a grown up.
8 Easy Ways to Save Money
There are all kinds of cool ways to save. A lot of it is really common sense, and you’ve probably heard it before. But it works!
What Percent of My Paycheck Should I Give To Charity Each Month?
Giving is such an important issue that I always encourage people to make it the very first line item in their budget.
Should I Pay Off My Car Payement or Student Loans First?
Q: I’m driving a 10-year-old car with 195,000 miles on it. The car needs $1,500 in repairs, and it’s worth $5,000. I also have $15,000 in student loan debt, but the only other thing I owe on is my house. Should I pay to repair the car or buy something else for $15,000?
Should I Ever Loan Money to Family Members?
My short answer to that question: No! But before you call me heartless, let me explain.
Should a Budget Change Every Month?
Yes, it should. Your life changes every month, and your budget should reflect the ebb and flow of your life.
Can I Put Fun Money In My Budget If I Have Debt?
Q: I’m working on a budget, but I have $15,000 in student loans. This is my only debt, and my parents said I could live at home for a year until I get on my feet, so can I put some fun money into my budget?
HELP! I Can’t Pay My Car Payment
I think I made a big mistake when I bought my car. I’m having a hard time affording the $500 a month payments because I only make minimum wage at my job and work 35 hours a week
How To Pay Off Student Loan Debt
Q: I have a very large amount of student loan debt. Where would that go in your Baby Steps plan?