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How Important Is My Credit Score?

Great question. You’ve probably heard that the almighty credit score is just a way of life. You can’t make it in life without a credit score. That’s simply not true.

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DEBT-FREE GRADS!!!

Rachel Cruze shares that you really can graduate from college debt-free!

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How Can I Build My Credit Without a Credit Card?

I heard this all through college: “I have to have a credit card so I can build my credit.” I heard that from professors, friends, my friends’ parents . . . everyone.

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How Can I Avoid Identity Theft?

Great question. Creepy people are out there just waiting for the chance to steal your information every day.

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Should I Save My Inheritance – Or Spend It?

My mom died a few years ago, and she left me an inheritance of $60,000 in stock. I could sell this and be debt-free while still having plenty left over, but I feel like I’ll lose a part of her if I do this. Do you have any advice??

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Why Is Having a Credit Card Such a Bad Idea?

Nothing good comes from credit cards. You spend money you don’t have with ridiculous interest rates, and if you breathe the wrong way, the credit card companies will nail you with all kinds of penalties and fees.
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