I heard this all through college: “I have to have a credit card so I can build my credit.” I heard that from professors, friends, my friends’ parents . . . everyone.
My mom died a few years ago, and she left me an inheritance of $60,000 in stock. I could sell this and be debt-free while still having plenty left over, but I feel like I’ll lose a part of her if I do this. Do you have any advice??