Dave Ramsey – Page 2

MONEY

Why Is Having a Credit Card Such a Bad Idea?

Rachel Cruze

Nothing good comes from credit cards. You spend money you don’t have with ridiculous interest rates, and if you breathe the wrong way, the credit card companies will nail you with all kinds of penalties and fees.

MONEY

How Do I Cut Back On Spending While I’m at College?

Rachel Cruze

You would be amazed at how you can cut expenses by just taking a closer look at how you spend your money on small purchases every day.

Dave Ramsey + Rachel Cruze

Should I Sign Up For Store Credit Cards?

Rachel Cruze

Why is it a bad idea to sign up for store credit cards when they give you a great discount on all their stuff?

MONEY

How To Save Money on Grocery Shopping

Rachel Cruze

Q: I spend way too much money at the grocery store every month. Do you have some tips to help me save on my grocery shopping?

MONEY

How Do I Pay Off Debt and Save At the Same Time?

Rachel Cruze

How do I pay off debt and keep adding to my envelope system at the same time?

MONEY

What If Both Boyfriend and Girlfriend Are Free Spirits With Money?

Dave Ramsey

Being a free spirit just means you don’t major in details. You’re not the number cruncher, and you don’t wear a pocket protector. But being a free spirit doesn’t mean you can’t be a grown up.

MONEY

8 Easy Ways to Save Money

Rachel Cruze

There are all kinds of cool ways to save. A lot of it is really common sense, and you’ve probably heard it before. But it works!

MONEY

What Percent of My Paycheck Should I Give To Charity Each Month?

Rachel Cruze

Giving is such an important issue that I always encourage people to make it the very first line item in their budget.

MONEY

Should I Pay Off My Car Payement or Student Loans First?

Dave Ramsey

Q: I’m driving a 10-year-old car with 195,000 miles on it. The car needs $1,500 in repairs, and it’s worth $5,000. I also have $15,000 in student loan debt, but the only other thing I owe on is my house. Should I pay to repair the car or buy something else for $15,000?

MONEY

Should a Budget Change Every Month?

Dave Ramsey

Yes, it should. Your life changes every month, and your budget should reflect the ebb and flow of your life.

MONEY

Can I Put Fun Money In My Budget If I Have Debt?

Dave Ramsey

Q: I’m working on a budget, but I have $15,000 in student loans. This is my only debt, and my parents said I could live at home for a year until I get on my feet, so can I put some fun money into my budget?

MONEY

HELP! I Can’t Pay My Car Payment

Dave Ramsey

I think I made a big mistake when I bought my car. I’m having a hard time affording the $500 a month payments because I only make minimum wage at my job and work 35 hours a week