When Money Is Tight, What Should I Get Rid of First?
When money is tight, what should I get rid of first (Cable bill? Netflix? Gym membership?)
What’s Your Advice For Online Shopping?
Don’t let the convenience of online shopping ruin your financial plan. Use it to your advantage and don’t let it become a problem.
Should I Save My Inheritance – Or Spend It?
My mom died a few years ago, and she left me an inheritance of $60,000 in stock. I could sell this and be debt-free while still having plenty left over, but I feel like I’ll lose a part of her if I do this. Do you have any advice??
Why Is Having a Credit Card Such a Bad Idea?
Nothing good comes from credit cards. You spend money you don’t have with ridiculous interest rates, and if you breathe the wrong way, the credit card companies will nail you with all kinds of penalties and fees.
Should I Sign Up For Store Credit Cards?
Why is it a bad idea to sign up for store credit cards when they give you a great discount on all their stuff?
Can I Put Fun Money In My Budget If I Have Debt?
Q: I’m working on a budget, but I have $15,000 in student loans. This is my only debt, and my parents said I could live at home for a year until I get on my feet, so can I put some fun money into my budget?
HELP! I Can’t Pay My Car Payment
I think I made a big mistake when I bought my car. I’m having a hard time affording the $500 a month payments because I only make minimum wage at my job and work 35 hours a week
How To Pay Off Student Loan Debt
Q: I have a very large amount of student loan debt. Where would that go in your Baby Steps plan?
Do I Have To Have a Good Credit Score?
My girlfriend says I won’t be able to get a job or rent an apartment without a good credit score. Is this true?