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What’s Your Advice For Online Shopping?

Don’t let the convenience of online shopping ruin your financial plan. Use it to your advantage and don’t let it become a problem.

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How Important Is My Credit Score?

Great question. You’ve probably heard that the almighty credit score is just a way of life. You can’t make it in life without a credit score. That’s simply not true.

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How Can I Build My Credit Without a Credit Card?

I heard this all through college: “I have to have a credit card so I can build my credit.” I heard that from professors, friends, my friends’ parents . . . everyone.

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How Can I Avoid Identity Theft?

Great question. Creepy people are out there just waiting for the chance to steal your information every day.

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Why Is Having a Credit Card Such a Bad Idea?

Nothing good comes from credit cards. You spend money you don’t have with ridiculous interest rates, and if you breathe the wrong way, the credit card companies will nail you with all kinds of penalties and fees.
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